Please read these terms and conditions carefully. By accessing this website,, including any of the webpages located at that domain name (“Website”), you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this Website.


This Website is the property of The Institute for Fiscal Studies (Ghana) (“IFS”), with its head office at No 13, 2nd Close (now Yapei Link), Airport Residential Area, Accra, Ghana.

Copyright © The Institute for Fiscal Studies (Ghana) 2016. All Rights Reserved

Copyright in this Website, in the screens displaying the webpages, and in the information and material in it, and in their arrangement (“Material”), is owned by The Institute for Fiscal Studies (Ghana) unless otherwise indicated. You may download a single copy of the Material and where necessary for reference purposes, keep a temporary copy in your computer’s cache and make a single hard copy of the Material. You may make such other use of the Material as is otherwise expressly authorised on this Website. Unauthorised use of the Material may violate copyright laws.


The Institute for Fiscal Studies (Ghana) logo is a trademark of The Institute for Fiscal Studies (Ghana) and is used throughout the world. The Institute for Fiscal Studies (Ghana) also claim rights in certain other trademarks and service marks contained on this website. Nothing displayed on the Website should be interpreted as granting any rights to use or distribute any names, logos, trademarks or service marks, without the express written agreement from The Institute for Fiscal Studies (Ghana).

Use of the Material

The Material and the terms, conditions, and descriptions that appear on this Website, are subject to change. Unauthorised use of The Institute for Fiscal Studies (Ghana)’s websites and systems including but not limited to unauthorised entry into The Institute for Fiscal Studies (Ghana)’s systems, misuse of passwords, or misuse of any information or material posted on a website is strictly prohibited. The Institute for Fiscal Studies (Ghana) may terminate this agreement and/or your access to the Website at any time without notice. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by The Institute for Fiscal Studies (Ghana) and/or its affiliates.


This Website may contain links to websites controlled or offered by third parties (non-affiliates of The Institute for Fiscal Studies (Ghana)). The Institute for Fiscal Studies (Ghana) disclaims liability for, any information, materials, products or services posted or offered at any of the third party websites linked to this Website. By creating a link to a third party website, The Institute for Fiscal Studies (Ghana) does not endorse or recommend any products or services offered or information or material contained at that website, nor is IFS liable for any failure of products or services offered or advertised at those websites. Such third parties may have a privacy policy different from that of IFS and the third party websites may provide less security than this Website.

No Warranty

The Material, including text, graphics, links or other items on this Website, are provided “as is”, “as available”. IFS does not warrant the accuracy, adequacy or completeness of the Material and to the extent permitted by law expressly disclaims liability for errors or omissions in the Material. Except for warranties which cannot be excluded at law, no warranty of any kind, implied, express or statutory including but not limited to the warranties of non-infringement of third party rights, title and freedom from computer virus, is given in conjunction with this Website, and the Material.

Limitation of Liability

To the extent permitted by law, in no event will IFS be liable for any loss or damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if IFS, or its representatives, are advised of the possibility of such damages, losses or expenses. To the extent permitted by law, liability under any condition or warranty which cannot be legally excluded is limited at IFS’s option to replacement or resupply of goods or services or payment for the same.


All information submitted to IFS via this Website will be deemed and remain the property of IFS and IFS will be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this Website provides IFS through this Website. IFS will not be subject to any obligations of confidentiality regarding submitted information except as agreed by the IFS entity having the direct customer relationship or as otherwise specifically agreed or required by law.


This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain sections or pages on this Website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the Republic of Ghana. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of the Republic of Ghana.